Crime at Saint Mary’s College continued to stay low last year, according to an annual report released by the College’s security department Tuesday. “Crime statistics have remained consistently low on our campus over the years, with only slight fluctuations up and down in various categories,” David Gariepy, director of security, said. “When you have consistently low statistics, any fluctuation up or down may, by percentage, look significant. “The reality is that crime at Saint Mary’s College is very low.” The 2009 crime and fire statistical report included incidents of sexual assault, burglaries, alcohol and drug violations and fire. There were three incidents of sexual assault during 2009. Two of the assaults took place within the residence halls on campus, while the third took place on public property, according to the report. Of these sexual assaults, one was forcible rape, and the others were classified as forcible fondling. This marks a slight increase from previous years. The report stated that one sexual assault incident, which took place within a residence hall and was classified as forcible fondling, occurred in 2008. There were no sexual assaults in 2007. The report also stated that there were nine burglaries on campus, five of which took place within the resident halls, in 2009. There was one burglary in a non-campus building in 2008. There were four burglaries on campus, two of which were in residence halls, in 2007. Gariepy said students could help prevent crime by paying attention to their surroundings. He also encouraged students to make “safe choices in all activities,” which entails locking doors and vehicles, reporting suspicious or criminal activity and watching out for friends. The report also indicated 35 alcohol violations that led to referrals within the residence halls. An additional six incidents occurred on campus, but did not take place within the dormitories. There was only one alcohol related arrest located on public property in 2009. There was also one drug violation, which led to a referral within the residence halls. The College’s security department helps to prevent crime by patrolling campus 24 hours per day. It also provides safe transportation for students and monitors the security and fire systems regularly, Gariepy said. He also said the College attempts to improve safety on campus each year. This academic year, the Belles Against Violence Office was created to enhance campus security. Swipe card access was added to Angela Athletic Facility and security cameras were added to the Angela parking lot. Upgrades were also made to the fire system, he said. In 2009, there were not any incidents of the following: illegal weapons violations, drug arrests, motor vehicle theft, aggravated assault, robbery, criminal homicide and non-forcible sex offenses. “I believe Saint Mary’s College has historically been a safe campus, but I also know that bad things can and do happen in the safest of places,” Gariepy said. “It is important for us all to understand that dangerous incidents, both natural and manmade, can happen at any time.” Gariepy encouraged students to be familiar with the College’s “All Hazards” plan and to have a personal plan for survival if an emergency situation should arise. “Our best protection from harm is a mental alertness and preparedness,” he said. According to the fire statistical report, there was only one instance of fire in 2009. The fire took place in Holy Cross Hall on Dec. 4 and was classified as arson. To view the crime report visit http://www3.saintmarys.edu/campus-safety/crime-statistics. To view the fire report visit http://www3.saintmarys.edu/campus-safety/fire-equipment-fire-drill-matrix.
Following the retrenchment of social policy under a period of turbulent military rule, Chile has endeavored to drastically reform its healthcare and pension systems, aiming to reduce poverty, inequality and provide a model for other nations seeking change. Rossana Castiglioni, head of the political science department at Chile’s Universidad Diego Portales, outlined this social policy journey during her Tuesday lecture, titled “Against All Odds: Social Policy Rollbacks in Democratic Chile.” Castiglioni said the democratically elected presidents of Chile in the 1990s, Patricio Aylwin and Eduardo Frei, inherited a system that split healthcare between public provision under Fonasa, a fund into which workers paid seven percent of their monthly income, and Isapre, a system of private healthcare providers. For an additional premium, workers could buy into the private Isapre system in order to receive greater benefits and overall superior care. Castiglioni said this system generated enormous amounts of inequality, with private providers charging certain demographic groups discriminatory prices in the hope of driving high-risk individuals to seek Fonasa government insurance. “If you were a woman and you were at an age to have kids, they will charge you a lot,” Castiglioni said. “And if you are old, either pray or pay, because they will charge you a lot of money.” Castiglioni said Aylwin and Frei were content to preside over further expansion of the private sphere of the healthcare system disproportionately favoring the wealthy. She said it was not until President Ricardo Lagos took office from 2000 to 2006 that efforts were made to address growing inequalities and bolster support for the nation’s vulnerable citizens. By introducing his AUGE plan, granting access to medical attention within a clear timetable to all patients who reach the inclusion criteria for one of 69 pathologies or medical conditions, Lagos implemented the greatest change to Chilean healthcare in 20 years, Castiglioni said. She said despite Lagos’ concerted effort to eliminate discrimination in the private health system, and despite a recent ruling of the Chilean Constitutional Tribunal declaring such discrimination “inadmissible,” the issue has not yet been resolved. “Lagos tried to tackle inequalities and discrimination, particularly in terms of age and sex, but the truth is that even though other parts of his reforms were approved discrimination still exists,” Castiglioni said. Following Lagos’ term, President Michelle Bachelet took up the banner of social policy after Lagos’ departure from office, putting together an advisory council to elaborate a pension reform proposal, Castiglioni said. The March 2008 law drawn up by this team of economists and sociologists stood as a capstone of Chilean social reform, introducing a “basic solidarity pillar” through which 40 percent of the poorest of the population, many of who had never contributed to the system, would be entitled to receive an old age pension or a disability pension of around 100 dollars. Although the recent changes in Chilean social policy have had a significant impact, Castiglioni said she ultimately does not feel they should be classified as structural reform. She blamed the lack of true structural reform on the dispersion of power, weakness of non-state actors and ideological distribution of the political system. These three factors are holding Chile back from taking more aggressive steps in reforming its system of social protection, Castiglioni said.
FacebookTwitterLinkedInEmailPrint分享PV Magazine:The African Biofuel and Renewable Energy Co (Abrec), which promotes renewables and energy efficiency across the continent, has awarded the contract to build Guinea-Bissau’s first large-scale PV plant to state-owned Chinese hydropower business Sinohydro.The China International Contractors Association said the project was tendered along with two 1MW hybrid solar-diesel plants in Gabu and Canchungo by Abrec in March 2019.The solar asset, planned for Gardete near the city of Bissau, will sell power to national utility EAGB under a long-term contract. The West African Development Bank is backing the project with a $42.9 million loan.Guinea-Bissau relies on fossil fuels and solar has seen limited development, with the exception of rural electrification initiatives. The nation has one of the lowest electrification rates in Africa, as well as electricity prices among the highest on the continent. As a result, around 95% of the energy consumed in Guinea-Bissauan households comes from biomass.The African Development Bank recently stated Guinea-Bissau has only 11MW of installed power generation capacity, almost all of it thermal generation. “Real capacity is only 8MW, only 5MW of which is available 24 hours per day due to the maintenance required and the inability of the electric power utility to obtain the necessary fuel,” a report by the bank said. The planned solar plant in Gardete would almost triple Guinea Bissau’s power generation capacity as a result.[Emiliano Bellini]More: Solar project to more than double Guinea-Bissau generation capacity Chinese firm Sinohydro to build first large-scale solar plant in Guinea-Bissau
51SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Managing a team is a rewarding task that offers unique benefits and challenges. What follows are six ways to ensure you are successful at managing any kind of team.Careful SelectionIf possible, screen candidates based on a fair and standard format. This could be an entrance interview with basic questions about motivation, work styles and core competencies. Even if there are no choices, an initial interview with existing team members will allow everyone to understand preferences and backgrounds, which will help new team members better fit in and adapt to the subculture.Proper TrainingSome leaders have unrealistic expectations about employee performance and learning capacity. This means they expect employees to instantly become proficient with complex tasks and technologies that may take weeks to master. Regardless of competency, employees must be given time to process information and ask questions. This is a great way to introduce new ideas and to challenge existing, inefficient processes. continue reading »
BancorpSouth Bank, headquartered in Mississippi, took a $10.6 million misstep when its mortgage lending practices allegedly discriminated against African-American consumers. While the bank has not admitted to the allegations, it did agree to a proposed settlement and consent order with the CFPB and the U.S. Department of Justice of charges that the bank’s mortgage lending practices violated the Equal Credit Opportunity Act and the Fair Housing Act.Fair lending laws and related regulations date back to the civil rights movements of the 1960s, so they’ve been around for a while now. The Fair Housing Act and the Equal Credit Opportunity Act work together to prohibit unfair and discriminatory practices based on traits such as race, color, religion, etc. While some of the allegations against BancorpSouth had to do with redlining, other areas addressed in the complaint against the institution could be levied at credit unions and therefore merit consideration. So what happened at BancorpSouth and what can credit unions learn from its mistakes?The Allegations The alleged violations centered on findings that the bank was discriminating against African-American consumers in the underwriting and pricing of certain mortgage loans. CFPB regulators found that loan pricing was found to be higher for African-American borrowers than it was for White applicants.On top of that, the bank was allegedly found to have practiced general discrimination. The CFPB discovered this through matched-pair testing as well as through something it hadn’t done before. It sent in “mystery shoppers” posing as consumers who reported their experiences back to the CFPB. The CFPB’s verdict from these efforts was that BancorpSouth treated African-American consumers differently than white consumers.The CFPB further found that the bank allegedly implemented a discriminatory policy that required its employees to deny applications from minorities more quickly than white applicants and to not provide credit assistance to “borderline” applicants or applicants that were neither well-qualified or unqualified. Investigators also found that loan officers and processors were instructed to inform minority applicants of adverse action within 21 days, rather than the maximum 30 days upon receiving a completed application as required by regulation. Perhaps this was a misguided attempt to make sure that all denied applicants, especially minority applicants, were notified within required timeframes. However, what it potentially did in practice from the CFPB’s perspective was to give minority applicants nine fewer days to work through issues with their loan officer that, if available, might have provided needed time to qualify for a loan.Perhaps the final nail in the case’s coffin came in the form of a recording from a staff meeting. The allegations state that during one particular meeting, a manager presenting the 21-day turn down time frame for minority applicants also included BancorpSouth employees making several racially insensitive comments followed by laughter within the recording.Key TakeawaysLesson #1:Know what’s in your lending data. Your data can tell you if you’re at risk for pricing discrimination. Find out before your examiner does while there is time to implement steps to mitigate or provide a underwriting justification for findings that could look problematic.Lesson #2:If your financial institution is a place where employees feel comfortable being insensitive about other classes, races, religious persons, etc., at work—even in “joking”—such practices are likely to leak through their interactions with customers and members no matter how many times you remind them of the fair lending policies. These actions can potentially lead to discriminatory actions even if not fully intended by those individuals. BancorpSouth’s Chairman and CEO James Rollins said in response to the fine and allegation that, “BancorpSouth is dedicated to a culture of respect, diversity and inclusion in both our workplace and communities. We have a longstanding commitment to equal treatment and any form of discrimination will not be tolerated.” While this position is undoubtedly true, it is not enough for an institution’s commitment to fair lending to exist only on paper. Fair lending is not something that can be disregarded behind the counter and then expected to be implemented on the front lines. It requires fundamental commitment across the organization and must be tested by actions that could include even institutional use of mystery shoppers.Lesson #3:The fair lending guidelines are to be taken seriously. Not only will violations cost a financial institution in fines, civil money penalties, and restitution payments, they will greatly affect its reputation. “BancorpSouth’s discrimination throughout the mortgage lending process harmed the people who were overcharged or denied their dream of homeownership based on their race, and it harmed the Memphis minority neighborhoods that were redlined and denied equal access to affordable credit,” said CFPB Director Richard Cordray, adding that the action is a reminder that overt discrimination is “not yet remnants of the past, and that federal enforcement is needed to bring real relief to communities and individuals.” Both the CFPB and the Department of Justice have positioned themselves to diligently work together “to root out discrimination in the marketplace and ensure consumers receive fair and equal treatment under the law.”Another interesting aspect of this case is that the consent order will require BancorpSouth to have a written compliance plan that includes diversity policies and practices to ensure that it does not engage in discrimination. While BancorpSouth is required to implement a discriminatory practices compliance plan in an attempt to make amends, it’s clearly a sound business practice for an institution to have a fair lending compliance plan to ensure that you are never faced with similar allegations.In short, what happened at BancorpSouth Bank should be a wake-up call to all financial institutions, including credit unions, to make sure that their commitment to fair lending doesn’t just exist on paper, but throughout the organization utilizing appropriate techniques and practices based on risk factors as identified through sound assessments. 6SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Ken Agle Ken Agle, President of AdvisX, brings more than 25 years of experience covering almost all facets of financial institution risk management operations. He has conducted more than 350 compliance reviews … Web: www.affirmx.com Details
Two years ago, I was walking through the old town of Zadar and above my head I saw a banner advertising a tourist event, which will take place only in a year, ie only the next tourist season.The thought immediately spun in my head, I remember it as if it was today Hm… someone is advertising a tourist event during the tourist season, a year before the event itself. It has to be something of quality. A great move and I can’t believe that someone in Croatia thinks that way and that he entered the “cost” of making a banner and renting space to promote the event even a year earlier. Well done, great move. Logically, promote the story when these tourists are there in the city and thus attract them to come back and create an additional motive for coming. I have to investigate that. It has to be a new great tourist story.And really, I was not disappointed, this is the Zadar Outdoor Festival. An excellent tourist product that in the pre-season, from 11-13.05, generates such important quality content in Zadar as the motive for arrival. It is an event that celebrates nature, active life and adventurous spirit, and in four days the sea, land, rivers and mountains of the Zadar region will turn into natural sports arenas that will challenge competitors from around the world to test their own sports opportunities. fun.”The goal is to position the Zadar region on the tourist maps of all supporters of active vacation and sustainable tourism. We are aware that our region abounds in many potentials, which are still not sufficiently exploited, in terms of offering and promoting tourist facilities. We are extremely glad that our idea was recognized by partners from the tourist boards of the municipalities of Vir and Ugljan, who provide us with support in the organization of trail and bicycle races.”Said Iva Bencun, one of the organizers of the Zadar Outdoor Festival and added that the Festival is intended for everyone, from recreationists to Olympians, and as far as physical fitness is concerned, you only need to have good will.Thus, at the Zadar Outdoor Festival, competitors compete in seven disciplines: running, trail running, swimming, sailing, kayaking, cycling, windsurfing. And those who could not find themselves in the mentioned sports, can join the workshops of slackline, parkour and yoga.The official opening of the Festival was announced on Friday, May 11.05.2018, 11 at 00:XNUMX AM, and on the same afternoon, the Zadar Sunset Run will be run, a race that celebrates the famous Zadar sunset. And this year, all fans of Saturday’s rush hour will be able to enjoy the skills of the Highline Masters, who walk the skies above the Forum. In addition to the announced competition disciplines, all participants and their entourage will have the opportunity to learn some new skills in sports workshops – parkour, yoga and slackline, enjoy the products of local family farms, socialize and have fun during the evening program. With the aim of further promotion and maintaining the tradition of sailing in the Zadar channel, Zadar Outdoor Festival has entered into a partnership with the sailing club Uskok. The well-known, once the most numerous regatta in the Zadar channel – the Zadar regatta, is being sailed this year as part of the Zadar Outdoor Festival.”The program is diverse, we try to introduce something new every year, so this year, in addition to the already known disciplines, we have a competition in windsurfing, popular – stand up paddling. The idea is to really promote an active lifestyle, playing sports and staying in nature, and our enthusiasm and potential of the Zadar Outdoor Festival have been recognized and supported by many sponsors and partners this year. We are really happy that so much positive energy is associated with Zadar”Concluded Bencun.Zadar Outdoor Festival extends the tourist season, increases tourist spending and brands the Zadar region as a destination for active holidays. Anyway, a great rounded story. It is tourism and important quality content that we miss so much. This is exactly how the tourist season is extended. A diverse, high-quality and authentic tourist product.By the way, the whole promotion and quality preparation made sense, according to the fact that last year in the first year of the event they attracted about 1.000 competitors, and this year more than 1.200 competitors are expected in accordance with current applications that are still ongoing.More information about the festival can be found on the official website website, and how it looked last year see below in the promotional film.In the meantime, there is no need to worry about it. ”Related news:LIST OF TOURIST SERVICES OF ACTIVE AND ADVENTURE TOURISM PUBLISHEDDUBROVNIK & KONAVLE WALKING FESTIVAL GREAT TOURIST STORY AND PLATFORM HOW OUR TOURIST PRODUCT SHOULD LOOKFIND OUT WHY ISTRIA WINE & WALK IS ONE OF THE BEST TOURIST STORIES IN CROATIA
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Victoria Premier Daniel Andrews said the restrictions were onerous but necessary.”I would, with the greatest of respect, put it to you getting this virus and dying from it is very onerous too,” he said during a televised media conference.Victoria was responsible for 191 of the 199 new cases reported nationally on Tuesday, the biggest one-day rise since early April. The spike has worried officials, even though the national total of almost 8,800 cases and 106 deaths is far below many other countries.”We have to be clear with each other that this is not over,” Andrews said. “And pretending that it is because we all want it to be over is not the answer. It is indeed part of the problem. A very big part of the problem.” Lockdown measures were reimposed in Australia’s second biggest city on Tuesday, confining Melbourne residents to their homes unless undertaking essential business for six weeks, as officials scramble to contain a coronavirus outbreak.The decision, which affects around 4.9 million people, was announced just hours before the busy border between Victoria, of which Melbourne is the capital, and New South Wales is scheduled to close for the first time in a century.From midnight on Wednesday, everyone in Melbourne will be required to stay home unless travelling to work, studying, shopping for food or attending medical appointments. Restaurants, cafes and bars will be able to provide takeaway service only, gyms and hair salons closed, household gatherings limited to two people and the current school vacation extended. Topics : Andrews had over the weekend reinstated strict social-distancing orders in more than 30 Melbourne suburbs and put nine public housing towers into complete lockdown because of the recent outbreak.Hundreds of police officers and army troops were being deployed to enforce the closure of Victoria’s border with New South Wales from midnight on Tuesday.The state line is highly porous, stretching hundreds of kilometers. It is heavily used daily by commuters, school children and road freight.People caught crossing the border without permission via any of the 55 roads, or several river and wilderness crossings, will face penalties including a fine of A$11,000 ($7,700) and six months imprisonment.A second region in Victoria, where recent COVID-19 cases have been detected and which is home to 44,000 people, will face lockdown restrictions similar to Melbourne.The border closure and reintroduction of restrictions in Melbourne deal a blow to Australia’s hopes for quick economic recovery as it approaches its first recession in nearly three decades, driven by social distancing restrictions imposed in March.Border controlFor businesses on the border, which last closed during the Spanish flu pandemic in 1919, it also poses an immediate logistics headache. Daily travel permits will be granted to people who live in border towns and cities but with the closure just hours away, the application system was still being developed.Kevin Mack, the mayor of Albury, a border town on the NSW side, said with an estimated 50,000 car movements across the state line every day “it will be a nightmare for everyone.””About a quarter of my staff like me live in NSW, and cross that border every day to come to work,” said Paul Armstrong, who runs a petrol station in Wodonga, a border town on the Victorian side. “I don’t know if they are going to be able to get in.”Outside of the border towns, Victoria residents will be able to apply for a permit, but will need to prove a special need for their travel. Freight transporters will be free to cross the border without a permit, but will be subjected to random stops.
February 08, 2018 Hundreds Join Wolf Administration in Gettysburg for Cabinet in Your Community Event SHARE Email Facebook Twitter Press Release Gettysburg, PA – Today, Wolf Administration cabinet officials were joined by more than 200 people for a Cabinet in Your Community event at the Gettysburg campus of Harrisburg Area Community College. This was the fifth in a series of town-hall style events held across the state in which members of the community can talk with cabinet secretaries and discuss issues important to the region.“This is a great opportunity for communities to engage with their state government and learn about the commonwealth’s investments in their region,” said Governor Tom Wolf. “From events in Nanticoke and Lock Haven to Chester, Hawley and now Gettysburg, we are hearing from residents, college students, local elected officials, and more through a positive two-way dialogue between the community and Harrisburg.Featuring Department of Community and Economic Development Secretary Dennis Davin, Department of Conservation and Natural Resources Secretary Cindy Adams Dunn, Department of Human Services Acting Secretary Teresa Miller, Department of Corrections Secretary John Wetzel and Department of Transportation Secretary Leslie Richards, the department secretaries provided updates on regional projects and accomplishments and answered questions from the audience.The next Cabinet in Your Community event is currently scheduled for February 16 in Erie at 3207 State Street with cabinet secretaries from the departments of Community and Economic Development, Environmental Protection, Health, Revenue, and Transportation.
Sunbird, 3540 Main Beach Pde, Main Beach. Sunbird, 3540 Main Beach Pde, Main Beach. 22/3482 “The Waterford”, Main Beach Pde, Main Beach. 13/18 Commodore Drive, Paradise Waters Sunbird, 3540 Main Beach Pde, Main Beach Spectators crowd the Gold Coast 600 track to catch a glimpse of the supercars.THE Glitter Strip will be transformed into a revhead’s paradise this weekend as supercars take to the streets for the highly anticipated Gold Coast 600.While thousands of spectators will swarm around the track trying to get the best view, some Surfers Paradise and Main Beach residents won’t need to leave their homes.We’ve rounded up the top five apartments on the market with the best view of the circuit. This renovated apartment has two balconies with ocean and Hinterland views, making it the ideal position to watch the supercars speed up Main Beach Pde.It has two bedrooms and comes fully furnished for those who would rather use it as a holiday home.Adam and Jim Keys, of Keys Realty, are marketing the property without a price. 1801/3440 Surfers Paradise Boulevard, Surfers Paradise 22/3482 “The Waterford”, Main Beach Pde, Main Beach. This half-floor apartment has ocean views and access to the Nerang River, meaning the Supercars can be seen speeding down Main Beach Parade and the Gold Coast Highway.Marketing agent Barbara Posch, of Lucy Cole Prestige Property, said it was rare to come across apartments in this building because they were so tightly held.“This apartment offers large open plan living areas all flowing out to wraparound balconies to take advantage of mesmerising ocean views all the way up to the Broadwater,” she said.It has two bedrooms, two bathrooms and one parking space and is listed with a $849,000 price tag. More from news02:37International architect Desmond Brooks selling luxury beach villa14 hours ago02:37Gold Coast property: Sovereign Islands mega mansion hits market with $16m price tag2 days ago1801/3440 Surfers Paradise Blvd, Surfers Paradise. 13/18 Commodore Drive, Paradise Waters. On the 18th floor of the Rhapsody building, this apartment has an good vantage point to watch the event.In fact, it’s one of the best spots to see the Glitter Strip.“This one-bedroom apartment … overlooks the most stunning aspects of the city, the ocean and its golden beaches,” Ray White Surfers Paradise agent Tyler Dickson said. “Take in the view from the comfort of your living room or visit the rooftop garden where you’ll get breathtaking 360-degree views of Surfers Paradise and the hinterland.”It’s listed with an asking price of $306,000. 2552 “Mantra Circle On Cavill” 9 Ferny Ave, Surfers Paradise This Paradise Waters apartment’s north facing balcony has one of the best views of the circuit.The Gold Coast Highway, which forms almost half of the track, can be seen from the apartment’s two bedrooms, living room and kitchen.“The apartment offers views over the beautiful grounds, parkland, and the Main Beach and Southport city skylines,” marketing agent Paul Collins, of Ray White Main Beach said.It is on the market for $399,000. 13/18 Commodore Drive, Paradise Waters. 22/3482 “The Waterford”, Main Beach Pde, Main Beach 2552 “Mantra Circle On Cavill” 9 Ferny Ave, Surfers Paradise. Watch the event in style from this sub-penthouse in the Circle on Cavill building.Given its position on the 55th level, the supercars may appear small but you can see them for longer than most people would as they race down Main Beach Pde.Mantra Group Surfers Paradise agent Rob Patis said the east-facing balcony had “awesome” views.“The views from here are simply awesome and almost equal to those the thousands of locals and holiday makers queue and pay for every day from Q1’s observation deck,” he said.It comes fully finished for the price of $1.42 million. 1801/3440 Surfers Paradise Blvd, Surfers Paradise. 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This modal can be closed by pressing the Escape key or activating the close button.PlayMuteCurrent Time 0:00/Duration 0:00Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -0:00 Playback Rate1xFullscreenWhy location is everything in real estate01:59 2552 “Mantra Circle On Cavill” 9 Ferny Ave, Surfers Paradise.