Who cares about your credit score?

first_img 6SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr by: Christine DiGangi, Credit.comChecking your credit score is a little bit like eating your vegetables: Some people genuinely love doing it, others force themselves to and the rest of us write it off as unimportant. After all, your physical and financial health is a personal thing.It may seem like your credit score and how you manage it is nobody else’s business. You may think your credit score doesn’t matter, because you don’t use credit cards, you don’t have a huge need for accessing credit or you don’t care much about the difference a credit score makes in the interest rates you qualify for in the event you need a loan. The truth is, your credit score can have a bigger impact on your life than you may think it does. Here are some examples of people who care about your credit score…The credit card companyCredit cards may be one of the most polarizing things in personal finance — many consumers love them, plenty of people avoid them, and a huge number of people go back and forth between enjoying cards’ convenience and loathing the debt they fell into as a result.As great as credit cards are for helping consumers build credit and finance some expenses, they’re not a necessity. Much of the convenience credit cards offer can be found on debit cards, so if you never want to deal with credit cards, you don’t have to. continue reading »last_img read more

Two large congresses are being held in Šibenik

first_imgIt is the time of fairs and congresses, so two big congresses are held in Šibenik in a couple of days, the Camping Association of the Croatian and Croatian Chambers of Crafts.Just two years ago, the largest convention center in Croatia, worth HRK 58 million, was opened in Solaris. It is a converted space of 6 thousand square meters and 11 conference halls. In addition, most importantly, the convention center has the capacity to organize conferences with a capacity of up to 1500 people, as well as 1500 hotel rooms within Solaris (Amadria).It’s first 30th Congress of Caterers and Tourist Workers of the Croatian Chamber of Trades and Crafts (HOK), which will be held on November 13 and 14 in Šibenik, at the Hotel “Ivan”, in the tourist resort Solaris. The Congress is expected to be attended by a large number of caterers from Croatia and abroad, representatives of line ministries, members of parliament, county leaders, representatives of the chamber system and other distinguished guests.Participants can expect interesting presentations and discussions by representatives of institutions and experts in the field of hospitality and commercial presentations and promotions. The congress is also an opportunity to exchange experiences among many caterers from all over the country. The working part of the Congress will cover topics important for the hospitality profession: the results of the tourist season, the application of increased VAT rates, the state and prospects of the sector, employment, education and quality improvement in hospitality and gastronomy, as well as other topics of interest.In addition to the working part as the foundation of the Congress, accompanying events are planned that will bring visitors closer to the catering and tourist offer of the hosts, as well as producers from other parts of Croatia. See more information about the congress and registration hereIn organization Croatian Camping Union (KUH), from 13.-15.11.2017. in Šibenik (Solaris Beach Resort), the largest annual gathering of Croatian camping, related institutions and activities, as well as all interested individuals is held.The Congress, through its professional part (the topic and the choice of lecturers), but also through the fair part (with an exhibition of over 20 models of mobile homes and glamping tents, and various equipment and services in camping), will certainly become the central meeting place of the Croatian camping sector in 2018. and related activities. At the same time, and no less important, the discussion on the issue of development and issues and raising the general level of competitiveness of the Croatian camping sector has never been left out of the topic.See more information about the Croatian Camping Congress hereRelated news:SAŠA PETKOVIĆ, KG MEDIA: QUALITY CONTENT IS EXTREMELY IMPORTANT, FOCUS ON WHAT READERS WANT, AND LESS ON YOUR OWN AMBITIONSTHE CATERERS SENT THEIR SPECIFIC REQUESTS TO THE STATEFINALLY FOUND SOLUTION AGAINST LACK OF LABOR IN TOURISMMILENIJ HOTELS AND SOLARIS RESORT UNDER ONE BRAND – AMADRIA PARKlast_img read more

NFL schedule 2019: Raiders forced to hit the road — and keep hitting it

first_imgEveryone seems to be wondering where the Raiders will be playing in the future, but the NFL revealed Wednesday where they won’t be playing for a large chunk of the 2019 season’s first half.That’s at home.   Oakland will go six weeks without a home game at Oakland Coliseum — a stretch that begins after the Week 2 home game against Kansas City on Sept. 15 and ends when it returns home on Nov. 3 against Detroit. The NFL schedule-makers did not do much to make Jon Gruden’s second season with the Raiders easier.MORE: Raiders’ schedule toughest based on 2018 recordsIn fact, it’s a remarkable work of art when it comes to unfortunate scheduling for a West Coast team. Let’s take a closer look:Week 3: At MinnesotaThis will be Oakland’s first trip to U.S. Bank Stadium. The Vikings finished 8-7-1 last season, but they were 5-3 at home.  Week 4: At IndianapolisThe Colts were 6-2 at home last season, and the Raiders lost 42-28 to them in Oakland last season after the Colts scored 21 unanswered points in the fourth quarter.   Week 5: vs. ChicagoIt’s a “home” game for the Raiders at Tottenham Hotspur Stadium in London against the defending NFC North champion Bears and Khalil Mack, who was traded from Oakland last season.  Week 7: At Green BayAfter a bye week, Oakland gets Aaron Rodgers and the Packers at Lambeau Field, where the Raiders haven’t won since 1987.  Week 8: At HoustonJust a visit to see Deshaun Watson and J.J. Watt to end this six-week stretch. No big deal.  The late Al Davis would be fuming.MORE: Full schedules, dates, times for every NFL team  Those five teams had a combined .602 winning percentage last season, and Oakland finished 1-7 on the road in 2018. All of the games — even the one in London — will kick off at 10 a.m. Pacific time. Gruden better get his team some alarm clocks.  It gets worse. It’s fair to ask where the season will be after that stretch and if contention is possible in the AFC West, but in another cruel twist, the Raiders’ last three road games are against the Chiefs, Chargers and Broncos in December.  Seriously, who made this schedule?  The Raiders do play three straight home games after the six-week run, against the Lions, Chargers and Bengals, but no team should be asked to do that much traveling without at least one true home game mixed in.This might even put extra pressure on Gruden and the Raiders heading into the 2019 NFL Draft. They have three first-round picks and must use them to answer for the Mack and Amari Cooper trades. Now, they will have to make those picks knowing the players will spend a significant early chunk of their rookie seasons away from Oakland.MORE: Gruden has draft advice for new GM Mike Mayock That doesn’t even take into account what the schedule may do to a fan base that might be watching the Raiders play their final season in Oakland. Will the excitement still be there in November, or will this team be counting the days until it leaves California?  After all, the Raiders are set to move to Las Vegas in 2020, when the city will host the NFL Draft.  Who wants to bet the Raiders get a better schedule when they get there?last_img read more