Comments are closed. Related posts:No related photos. UK manufacturers are doing more than ever to tackle long-term absence in theworkplace, but believe their efforts are being frustrated by a lack of adequatesupport from the NHS, a study has suggested. Research published by IRS Employment Review and the manufacturing body EEFhas found that while long-term absence accounts for just 5.7 per cent ofabsence cases, it represents almost 70 per cent of the total time lost fromwork. The poll of 896 manufacturing workplaces employing 200,000, also found thatmore than 83 per cent of companies said they offered rehabilitation toemployees on long-term sick leave. Almost a third were engaged in programmes to improve their long-term absencemanagement and firms drew support from a mix of in-house (19.2 per cent) andexternal OH services (36 per cent). But companies felt services offered by theNHS and GPs were failing to support their efforts. While GPs helped to manage long-term absence in almost two-thirds (64.9 percent) of sites surveyed, only 9.7 per cent of employers felt they provided themost effective means of support. The NHS’s failure to provide fast access to services such as physiotherapyaffected almost half of the companies surveyed (46.4 per cent), and presentedthe single greatest barrier to successful rehabilitation for 16 per cent of thefirms polled. Only employee resistance to taking up rehabilitation, where it wasappropriate, presented a greater barrier (16.4 per cent). The EEF’s chief medical adviser, Dr Sayeed Khan, said: “There is afundamental problem around the lack of training of GPs in occupational health,and the difficulties they face when balancing their role as the employee’sadvocate and in providing evidence-based medical guidelines. “Greater efforts need to be made to improve relationships andunderstanding between employers, GPs and other health professionals.” Other key findings– A median of 4.56 days per employeewas lost to absence in 2002; 5.7 per cent of absences was long term– Cost was the main driver behind efforts to improve managementof long-term absence in more than a third of companies (39.1 per cent), withrising concern over employee well-being the driver in one in four (21.4 percent)– Four in 10 (40.1 per cent) of managers had experienced morelong-term absence cases because of stress in the past five years. Three in 10cited other mental health illnesses such as depression and anxiety as the cause– Employers did not believe line managers took responsibilityfor managing long-term absence, but six in 10 believed site managers were goodat tackling it– Only half (53.1 per cent) had written policies coveringlong-term absence and rehabilitation, but more than eight in 10 (83.4 per cent)employers offered it. Manufacturers call on NHS to help cut down on absenceOn 1 Apr 2004 in Personnel Today Previous Article Next Article
View post tag: holds View post tag: At Share this article View post tag: USS USS Abraham Lincoln Holds Burial at Sea Sailors attached to USS Abraham Lincoln (CVN 72) committed the remains of 44 veterans and dependents to their final resting place in the Pacific Ocean during a burial-at-sea ceremony, Dec. 15.The interred received full military honors, including a 21-gun salute under the direction of Capt. Timothy Kuehhas, Abraham Lincoln executive officer, and Cmdr. Denis Cox, command chaplain.Cox said he believes this kind of ceremony highlights the character and heritage that Sailors hold dear.“It continues a great tradition that we have in the Navy that we will take care of our shipmates even in their death,” said Cox. “We will bury them at sea, and we will do it with honor, solemnity and dignity.”While Cox has been through ceremonies like this before, it was a new experience for many others in attendance, including Chief Aviation Electronics Technician Jovan Gates.“It was a very humbling and solemn ceremony,” Gates said. “It reminded me that one day it’s going to be me heading to the bottom of this ocean, too.”Throughout the last week, as Cox cared for the remains, he said he grew attached to all 44 of the people he was watching over.“As I’m going through these files, time and time again, getting the spellings correct, getting their ranks or their ratings all correct, I began to form a bond,” he said. “I began to bond with all of these people, with their stories and with their families. It was an honor and a privilege to be able to enter into their lives and do this.”Cox said there was one story in particular that highlighted the love and respect some Sailors have for the sea and their Navy. Among the 44 people committed to the ocean today, two were a couple who died at different times and wished to be buried at sea at the same time.“They wanted to do this together,” Cox said. “Now they’re resting together at sea.”[mappress]Naval Today Staff , December 19, 2011; Image: navy Training & Education View post tag: Burial View post tag: Naval View post tag: News by topic View post tag: Lincoln View post tag: Abraham December 19, 2011 Back to overview,Home naval-today USS Abraham Lincoln Holds Burial at Sea View post tag: sea View post tag: Navy
89, of Bayonne, entered into eternal rest on January 21, 2018, at Bayonne Medical Center with her niece Barbara by her side. “Ceily” as she was known by her family and friends, was born and raised in Bayonne and was a lifelong resident. She was employed by the Western Electric Company of Kearny, NJ, as a layout operator, a position she held for more than 39 years before her retirement many years ago. Ceily was predeceased by her parents, Andrew and Helen (nee: Orzechowski) Rajkowski; her four sisters, Stella Rajkowski, Lottie Morgan, Jean Olszewski, and Sophie Wasielewski; and her two brothers, Walter and Theodore. Left to cherish her memory are her three nieces, Barbara Kopacz, Carol Sokola, Gigi Diaz, and one nephew, Raymond Rajkowski. Also survived by nine grandnieces, and grandnephews, and six great-grandnieces and great-grandnephews. Funeral arrangements by DWORZANSKI & SON Funeral Home, 20 E. 22nd St.
The Real Bread Campaign (RBC) has said it is “deeply disappointed” that advertising watchdogs have rejected its claim that a Tesco TV ad implies the retailer makes additive-free loaves in small batches by hand.In the ad, which can be viewed on the retailer’s website, a worker is shown making a batch of loaves using methods, equipment and quantities to be found in a small, traditional craft bakery, said the RBC.The worker states in the ad: “In all my years working for Tesco I’d say there can’t be anything more satisfying than watching flour, yeast and water turn into perfectly formed loaves.”The RBC complained to the Advertising Standards Authority (ASA), arguing: “The clear intention of this advertisement is to lead the viewer to think these are the actual ingredients and methods used to make Tesco loaves.”The RBC added: “In common with other Tesco own-brand loaves, the Finest white sliced cob seen at the end of the advertisement is made in a factory, also using a number of additives.”The ingredients as stated on the packaging for the loaf in question are: ‘wheat flour (wheat flour, calcium carbonate, iron, niacin, thiamin), water, sourdough (6%) (wheat flour, calcium carbonate, iron, niacin, thiamin), water, sourdough culture (wheat, yeast, salt), salt, yeast, soya flour, palm oil, rapeseed oil, emulsifier (mono- and di-acetyltartaric esters of mono- and di-glycerides of fatty acids), flour treatment agent (ascorbic acid).”The ASA rejected the complaint, pointing out that a conveyor belt could be seen in the ad.“Given that context, and because the ad was for a well-known large-scale retailer, [the ASA Council] considered that viewers were unlikely to be misled into thinking that Tesco loaves were handmade,” it stated.“While the baker referred to three ingredients in particular, they considered viewers were likely to understand they were the most fundamental ones rather than that they were the only ingredients included in Tesco bread products.”RBC coordinator Chris Young said: “Once again, we believe the ASA has failed to protect shoppers from being lured away from small businesses that help to keep our high streets alive.”The ASA and Tesco have been approached by British Baker for comment.
Disclosure Regarding Forward Looking StatementsThis communication contains forward-looking information about EMC Corporation and the proposed transaction that is intended to be covered by the safe harbor for “forward-looking statements” provided by the Private Securities Litigation Reform Act of 1995. Actual results could differ materially from those projected in the forward-looking statements as a result of certain risk factors, including but not limited to: (i) the failure to obtain the approval of EMC shareholders in connection with the proposed transaction; (ii) the failure to consummate or delay in consummating the proposed transaction for other reasons; (iii) the risk that a condition to closing of the proposed transaction may not be satisfied or that required financing for the proposed transaction may not be available or may be delayed; (iv) the risk that a regulatory approval that may be required for the proposed transaction is delayed, is not obtained, or is obtained subject to conditions that are not anticipated; (v) risk as to the trading price of Class V Common Stock to be issued by Denali Holding Inc. in the proposed transaction relative to the trading price of shares of VMware, Inc.’s common stock; (vi) the effect of the proposed transaction on VMware’s business and operating results and impact on the trading price of shares of Class V Common Stock of Denali Holding Inc. and shares of VMware common stock; (vii) the diversion of management time on transaction-related issues; (viii) adverse changes in general economic or market conditions; (ix) delays or reductions in information technology spending; (x) the relative and varying rates of product price and component cost declines and the volume and mixture of product and services revenues; (xi) competitive factors, including but not limited to pricing pressures and new product introductions; (xii) component and product quality and availability; (xiii) fluctuations in VMware’s operating results and risks associated with trading of VMware common stock; (xiv) the transition to new products, the uncertainty of customer acceptance of new product offerings and rapid technological and market change; (xv) the ability to attract and retain highly qualified employees; (xvi) insufficient, excess or obsolete inventory; (xvii) fluctuating currency exchange rates; (xiii) threats and other disruptions to our secure data centers or networks; (xix) our ability to protect our proprietary technology; (xx) war or acts of terrorism; and (xxi) other one-time events and other important factors disclosed previously and from time to time in EMC’s filings with the U.S. Securities and Exchange Commission (the “SEC”). EMC disclaims any obligation to update any such forward-looking statements after the date of this communication.Additional Information and Where to Find ItThis communication does not constitute an offer to sell or a solicitation of an offer to sell or a solicitation of an offer to buy any securities or a solicitation of any vote or approval, nor shall there be any sale of securities in any jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of any such jurisdiction. No offering of securities shall be made except by means of a prospectus meeting the requirements of Section 10 of the Securities Act of 1933, as amended, and otherwise in accordance with applicable law. This communication is being made in respect of the proposed business combination transaction between EMC Corporation and Denali Holding Inc. The proposed transaction will be submitted to the shareholders of EMC for their consideration. In connection with the issuance of Class V Common Stock of Denali Holding Inc. in the proposed transaction, Denali Holding Inc. will file with the SEC a Registration Statement on Form S-4 that will include a preliminary proxy statement/prospectus regarding the proposed transaction and each of Denali Holding Inc. and EMC Corporation plans to file with the SEC other documents regarding the proposed transaction. After the registration statement has been declared effective by the SEC, a definitive proxy statement/prospectus will be mailed to each EMC shareholder entitled to vote at the special meeting in connection with the proposed transaction. INVESTORS ARE URGED TO READ THE PROXY STATEMENT/PROSPECTUS AND ANY OTHER DOCUMENTS RELATING TO THE TRANSACTION FILED WITH THE SEC CAREFULLY AND IN THEIR ENTIRETY IF AND WHEN THEY BECOME AVAILABLE BECAUSE THEY WILL CONTAIN IMPORTANT INFORMATION ABOUT THE PROPOSED TRANSACTION. Investors may obtain copies of the proxy statement/prospectus (when available) and all other documents filed with the SEC regarding the proposed transaction, free of charge, at the SEC’s website (http://www.sec.gov). Investors may also obtain these documents, free of charge, from EMC’s website (www.EMC.com) under the link “Investor Relations” and then under the tab “Financials” then “SEC Filings” or by directing a request to: EMC Corporation, 176 South Street, Hopkinton, Massachusetts, Attn: Investor Relations, 866-362-6973.Participants in the SolicitationEMC Corporation and its directors, executive officers and other members of management and employees may be deemed to be “participants” in the solicitation of proxies from EMC shareholders in connection with the proposed transaction. Information regarding the persons who may, under the rules of the SEC, be deemed participants in the solicitation of EMC shareholders in connection with the proposed transaction and a description of their direct and indirect interest, by security holdings or otherwise, will be set forth in the proxy statement/prospectus filed with the SEC in connection with the proposed transaction. You can find information about EMC’s executive officers and directors in its definitive proxy statement filed with the SEC on March 2, 2015 and in its Annual Report on Form 10-K filed with the SEC on February 27, 2015. You can also obtain free copies of these documents from EMC using the contact information above. Today is a remarkable day in EMC’s history. In the past 25 years, we have transformed from a storage start-up to a global technology leader with more than 70,000 people. An incredible feat! During that period, we have seen good times, tough times, and yes even great times. And now we are entering a new era, where the entire information technology industry is experiencing massive disruption, while simultaneously being presented with unprecedented opportunity.To keep us growing and thriving through the truly historic changes that are gripping our industry, and to help assure we capitalize on the vast opportunity before us, we decided that creating a new company with Michael Dell, an industry colleague and noted leader, and the team at Silver Lake is the best way to position EMC for success going forward.The coming together of EMC and Dell will create a powerhouse in the technology industry with more than $80B in revenue. The combined company will be a leader in a number of the most attractive high-growth areas of the $2 trillion information technology market. It will have complementary product portfolios, expanded market reach, and four of the world’s greatest technology franchises: servers, storage, virtualization and PCs. Additionally, it brings together strong capabilities in the hottest IT trends, including digital transformation, the software-defined data center, hybrid cloud, converged infrastructure, mobile and security.The combined company will be far more efficient and effective to operate as a private company, giving us the ability to incubate and develop new products and solutions necessary to capitalize on the opportunities I just mentioned. The new company will have more freedom to invest for the long-term, an increased focus on our customers and, very importantly, the ability to attract and retain the best and brightest people.We are very excited by this opportunity, while being able to reward our EMC shareholders in such an attractive way.The EMC Federation has created great momentum in the market place which we expect to accelerate. We see significant synergies between Dell and our Federation companies, especially VMware, which will continue to operate as a public company led by Pat Gelsinger. Together, Dell and VMware will have the opportunity to significantly expand VMware’s revenues in the areas such as the software-defined data center, hybrid cloud and end user computing. We estimate that these revenue synergies could top $1B over the next few years.Pivotal will continue to operate as it has with Rob Mee as CEO and Paul Maritz as Executive Chairman. Paul and I are very happy with the progress Rob has made in the short time he has been CEO and Pivotal is making great strides in the marketplace. I believe they are well on their way to becoming a public company at some point in the not too distant future.I have spoken many times about the impact that cloud computing, in all its forms, is having on the industry. Our Virtustream business, led by Rodney Rogers is a key part of our growth strategy, with its focus on managed cloud services for mission critical applications for enterprise customers. This, along with the growing momentum of vCloud Air, for hybrid usage, gives us unique assets. I truly believe that by combining our cloud assets and capabilities we can create a recognized leader in the on and off prem enterprise cloud industry.The coming together with Dell will expand our joint cloud opportunities even further, providing more depth and breadth with enterprise customers, and, of course, in the government, healthcare and SMB markets, where Dell has core strengths.Converged infrastructure is one of our fastest growing areas and with this combination our CI business will be incredibly well positioned. Our VCE business, when connected to Dell’s products and services, will grow faster and have a much larger impact on the industry than either one of us could individually. Michael and I have discussed this at length and truly see huge opportunity here. Of course we will continue the partnership we have with Cisco in networking, UCS and vBlock, and we will look for other complementary areas with them.The opportunity for both companies in security is massive as we each have great assets and brands in this area. For sure, RSA and Dell’s Secure Works will be important parts of our future security strategy.EMC Information Infrastructure, or EMC II as we call it here, led by David Goulden, is the largest business in the Federation. I am incredibly pleased that Michael and I have agreed that the headquarters of our combined Enterprise Systems Business will remain in Hopkinton, Massachusetts. In this business we will join our server, storage, converged infrastructure and other related capabilities. Our combined business will address more of our customers’ needs and will be front-ended by a large, world class go-to-market engine. Impressively, this business will start life with more than $30B in revenues.From my perspective, EMC and Dell had one of the great partnerships in the IT industry from 2002 to 2008. This business reached approximately $2B in annual end user storage revenue and demonstrated that our teams worked well together and shared similar culture and values. Now, the winds of change have once again brought us together, and in fact we see this forming a tail wind that will help us move forward in creating a new company for the new IT era we are entering.EMC’s Board and I have worked tirelessly over the last few years exploring a variety of options for EMC, and I truly believe this is the best way forward for us.Of course, I will stay actively involved as CEO until we close the transaction, at which point I know Michael will do an excellent job leading the new organization.This is a bittersweet announcement for me. I am incredibly proud of the business we have built here at EMC. It has been a journey that I wouldn’t have traded for anything. I love our people and the culture we have built. I owe each one of them an incredible debt of gratitude. And I thank our valued customers for their trust, business, and friendship.But I also recognize the need for change, and size, coupled with focus of mission, and capabilities, matter! I believe that this transaction will put EMC and our terrific people in the best position possible to thrive in the new world order. This is a bittersweet announcement for me. I am incredibly proud of the business we have built here at EMC. It has been a journey that I wouldn’t have traded for anything. I love our people and the culture we have built. I owe each one of them an incredible debt of gratitude. And I thank our valued customers for their trust, business, and friendship.But I also recognize the need for change, and size, coupled with focus of mission, and capabilities, matter! I believe that this transaction will put EMC and our terrific people in the best position possible to thrive in the new world order.
Share:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to email this to a friend (Opens in new window) Photo: PixabayJAMESTOWN – Jamestown’s Yard Waste Collection Site will open this week amid requests from residents.City of Jamestown officials say the site will be manned by City Department of Public Works employees and be open Monday through Fridays 7:30 a.m. to 3 p.m. from May 4 to May 15.Residents are asked to visit on their garbage pickup day to prevent overcrowding.“As a reminder, the yard waste site is available to City residents and BPU residential Solid Waste customers only,” explained officials. “No contractors or out-of-city residents (that are not BPU Solid Waste customers) will be allowed to enter the site.” The site collects discard leaves, grass clippings, mulch, plants/shrubs/bushes, tree parts and brush up to eight inches in diameter. Metal, sod, concrete, rocks, dirt, lumber, wood, tires, drywall and other construction materials are not accepted.The site is located at 1001 Monroe Street at the dead end of Monroe Street, off Eighth Street.
“These plastic pop beads, an innovation from the late ’50s, evoke that period’s bright color, texture and sense of play.” “Fallout shelters were a preoccupation during the Cold War, and Amy’s (played by Larry Pine) color scheme is derived from this book color.” “These are some of the real guests at Casa Susanna at the Catskills posing for a self portrait.” “I love the way food illustrations from the period combine colors. Director Joe Mantello and I first conceived a bright Technicolor palette, then toned it down to slightly more muted tones: lavender, aqua, peach and olive green.” Casa Valentina “This advertisement, featuring model Suzy Parker, inspired Gloria’s (played by Nick Westrate) vibrant red hair.” “Terry Farmer’s (played by John Cullum) lavender lace dress references Judith Anderson in Cat on a Hot Tin Roof.” “I wanted to give Gloria (played by Nick Westrate) an armful of these cha-cha bracelets, but the beads caught on everything and fell off. Love the colors of this one!” Related Shows “These are some of the real guests at Casa Susanna in the Catskills, and this photograph was one of my key pieces of research.” “The palette we began with included this vivid cobalt, but we eliminated it when we decided to go with more secondary and tertiary color.” Show Closed This production ended its run on June 29, 2014 “This photograph of the real Casa Susanna girls at the dining table gives excellent information about wigs, glasses and jewelry.” “I love to collect floral and novelty print wallpapers and fabrics from the ’50s and ’60s, and thought of Casa Valentina as a garden of unusual characters.” “Another late ’50s style icon: Commuter Barbie in her suit.” “This photograph, from an online vendor, gave me the idea for Valentina’s (played by Patrick Page) black nylon slip and for the flower on the bodice of her brocade dress.” View Comments “Cleopatra was an early ’60s icon. I imagined that the Casa Valentina girls, particularly Bessie (Tom McGowan) might admire movie star Elizabeth Taylor.” “These powder puffs make me think of Terry (played by John Cullum).” In Harvey Fierstein’s Tony-nominated play Casa Valentina, a group of male friends relish the opportunity to get away from it all in the Catskills and dress as women. That’s where Rita Ryack comes in—the Tony-nominated costume designer has created an array of vibrant looks for the ensemble cast to wear, transforming stars Patrick Page, Gabriel Ebert, Reed Birney and more into fashionable ladies. Ryack is giving Broadway.com a peek into her creative process—check out her inspiration for her colorful costumes, then see them come to life onstage in Casa Valentina!
FirstEnergy CEO Says He’s Not Interested in Moving Away from Deregulation FacebookTwitterLinkedInEmailPrint分享By Bob Downing in the Akron Beacon Journal: Energy efficiency, renewable energy and retiring coal-burning plants will be key tools as FirstEnergy Corp. moves toward producing cleaner energy, said President and CEO Charles E. Jones.But coal remains a key part of the company’s plans, he said Tuesday in response to a question at the company’s 33-minute annual meeting in the John S. Knight Center in downtown Akron.He also said in a media interview that FirstEnergy is unlikely to rely heavily on cleaner-burning natural gas and that the company has no interest in re-regulating Ohio’s utilities and moving away from deregulated utilities.The Akron-based energy company has pledged to reduce its carbon dioxide emissions by at least 90 percent below 2005 levels by 2045.Such a reduction is “attainable … but it’s not a slam dunk,” Jones said.At present, one-third of the electricity produced by FirstEnergy for its 6 million customers in Ohio and five other states results in no carbon dioxide emissions. That includes three nuclear power plants, two hydro plants, seven wind facilities and two solar installations.The company cannot eliminate coal as a fuel source right now without hurting the power system’s reliability, Jones said.The company has been shutting down old, dirty power plants and is also relying on cleaner-burning scrubbed coal and super-efficient plants, he said.“It will take time and patience to get there,” he said of future closures of coal-burning plants.In April 2015, FirstEnergy shut down three old coal-fired power plants in Cuyahoga, Lake and Ashtabula counties, an action that required $1.2 billion in new transmission lines to move electricity into Northeast Ohio.FirstEnergy stockholders are firmly opposed to the financial risk-taking that would be involved if the utility switched from coal to natural gas from the Utica and Marcellus shales, he said.Natural gas prices fluctuate greatly and stockholders are strongly against taking on such financial risks, he said.FirstEnergy is proceeding to seek a rehearing before the Public Utilities Commission of Ohio on its Electric Security Plan to save its old uneconomical power plants, Jones said.FirstEnergy is seeking a change that provides price stability for customers without a Purchased Power Agreement or federal approval.A schedule for that new request that would create new delivery surcharges for customers has not been released, but a decision is likely months away.The company was pleased when the PUCO approved that initial plan last March that would have had customers subsidizing the Sammis coal-fired plant and Davis-Besse nuclear plant.The company initially said the arrangement would hike the average residential electric bill for its 1.9 million customers in Northeast Ohio from $96 to $99.25 a month. Later the company said the bills would drop because it is costing less to produce electricity.FirstEnergy said the deal also negated the need for $4.1 billion in new electric transmission lines that would have been paid by its Ohio customers.In April, the Federal Energy Regulatory Commission ruled that the deal’s Purchased Power Agreement violated federal law, and that triggered the company’s new request on May 2 to the PUCO.Jones noted that subsidiary FirstEnergy Solutions will also be offering Sammis and Davis-Besse into this month’s PJM Interconnection capacity auction. That could provide future operating revenue for those troubled units, he said.Full article: http://www.ohio.com/business/firstenergy-reiterates-its-reliance-on-coal-alongside-green-initiatives-at-annual-meeting-1.683475
France’s ADEME, Japan’s JERA team up to develop 2GW of floating offshore wind capacity FacebookTwitterLinkedInEmailPrint分享OffshoreWind.biz:Japanese utility JERA, French state-owned investment company ADEME Investissement, and Ideol have teamed up to develop commercial-scale floating offshore wind projects.The parties agreed on the key terms for the establishment of an investment vehicle dedicated to the financing of the development phase of at least 2 GW of projects using Ideol’s Damping Pool technology.According to the three companies, this is planned to be done during the next five years.“We do believe that floating offshore wind is on its way to confirm its potential and become a substantial contributor to achieving future climate goals,” said Arnaud Leroy, CEO of ADEME and president of ADEME Investissement. “This partnership aims at financing first commercial scale projects and at supporting Ideol’s technology as both will contribute to accelerate the competitiveness of floating offshore wind.”The Damping Pool is a ring-shaped floating foundation that Ideol developed and patented and Bouygues Travaux Publics built. It is being used for the Floatgen floating wind project which comprises a 2 MW Vestas V80 turbine installed offshore France. [Nadja Skopljak]More: New French and Japanese co-op targets floating wind projects
6SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr by: Christine DiGangi, Credit.comChecking your credit score is a little bit like eating your vegetables: Some people genuinely love doing it, others force themselves to and the rest of us write it off as unimportant. After all, your physical and financial health is a personal thing.It may seem like your credit score and how you manage it is nobody else’s business. You may think your credit score doesn’t matter, because you don’t use credit cards, you don’t have a huge need for accessing credit or you don’t care much about the difference a credit score makes in the interest rates you qualify for in the event you need a loan. The truth is, your credit score can have a bigger impact on your life than you may think it does. Here are some examples of people who care about your credit score…The credit card companyCredit cards may be one of the most polarizing things in personal finance — many consumers love them, plenty of people avoid them, and a huge number of people go back and forth between enjoying cards’ convenience and loathing the debt they fell into as a result.As great as credit cards are for helping consumers build credit and finance some expenses, they’re not a necessity. Much of the convenience credit cards offer can be found on debit cards, so if you never want to deal with credit cards, you don’t have to. continue reading »